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Credit Card Offer

Borders and Waldenbooks

Borders Visa
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Your Card Features

Introductory APR*
0% fixed APR on balance transfers
Purchase APR*
A variable APR, currently as low as 10.24%
Rewards
Earn Borders Rewards Points

Three points for every $1 spent on eligible purchases when you use your Borders 3.2.1. Visa at Borders, Borders Express, Borders.com, Waldenbooks, and Waldenbooks.com.

Two points for every $1 spent on eligible Gas, Dining, and Grocery purchases.

One point for every $1 spent anywhere else.1

1. You will earn 3 points for each $1 of net purchases made at Borders, Borders Express, Borders Outlet, Waldenbooks, and Brentano's store locations, Borders.com and Waldenbooks.com. You will earn 2 points for each $1 of net purchases made at retail establishments that classify their merchant location for Visa/MasterCard as Gas, Grocery, and Dining. Gas categories include participating service stations with and without multi-services and automated fuel dispensers. Grocery categories include participating grocery stores, supermarkets, miscellaneous food, specialty food markets, and convenience stores. Dining categories include participating eating places, restaurants and drinking places. You will earn 1 point for each $1 of all other net purchases. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program See Rewards Program Rules and Regulations, which will be mailed after your account is established.

Bonus
1,000 bonus points.

Receive 1,000 bonus points after the first use of your card.

1. You will receive 1,000 bonus points with this offer. Please allow 6 to 8 weeks after your first use of the card for bonus points to post to your account. First use includes purchases, balance transfers, cash advances, or any checks that are used to access your account. To qualify for bonus points, account must be open and not in default at the time of fulfillment. The bonus offer is valid only for first-time cardmembers with new accounts. Only one bonus per account. Existing cardmembers/accounts are not eligible for the bonus offer.

Benefits
Benefits Details
  • Emergency Cash and Card Replacement
  • Lost/Stolen Card Reporting
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Warranty Manager
  • Baggage Delay
  • Purchase Security

Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Annual Fee*
None
Pricing & Terms
Rate, Fee and Other Cost Information

Ready to apply?

You're just a click away... [Apply Now]

Apply today for an instant decision online.

The majority of applications are responded to in less than 60 seconds. The actual time of your response may vary depending on the speed of your internet connection and volume of applications submitted.

*Please read carefully the "Rate, Fee and Other Cost Information". Introductory rates may not apply to all balances.

To apply by phone, call 1-888-215-3049 and mention card code B4B3.